Hope VI Homeownership Program

Turning hope into homes.

Hope VI Homeownership


Turning hope into homes.


The HOPE VI Homeownership Program helps Frederick County residents transition from renting to owning. Buyers must secure a first mortgage from a private lender; HOPE VI provides funds to cover the difference between the first mortgage and the purchase price.


The HOPE VI Homeownership Program is a partnership—not a charity. This is not a giveaway program. Upon sale of the home, the silent second mortgage will be immediately paid in full from the proceeds plus a portion of capital gains. No payments are due on this mortgage until that time.


The selection of homeowners will use criteria that do not discriminate on the basis of religion, race, or ethnic background. All applicable federal and state laws regarding mortgage lending will be followed.


All available units through the Hope VI Program have been sold!



If you are interested in other opportunities, please look at other homeownership programs here.