Prosperity Center

The Housing Authority of the City of Frederick is pleased to partner with United Way of Frederick County to support the Prosperity Center.


Our Mission

The Prosperity Center improves lives by creating a one-stop resource for community members to improve their financial knowledge, skills, and stability.

Our Vision

Using the collective impact model, the Prosperity Center is working to develop a holistic, integrated approach to improving the financial security of Frederick County residents. We function as a one-stop hub to allow community members access to a wide range of services, including income supports, employment and education services, financial education, asset building services, and more.

Location & Services

The Prosperity Center opened its doors in April, 2014. Located in the Bernard W. Brown Community Center on North Market Street in Frederick, it is a partnership among the United Way of Frederick County, the Housing Authority of the City of Frederick, and the Frederick County Financial Literacy Coalition (FLC).

Free Income Tax Preparation

The Volunteer Income Tax Assistance (VITA) program helps hundreds of Frederick County residents complete their taxes each year. This year, volunteers helped over 500 clients file their 2015 taxes, bringing back more than $850,000 in tax refunds to Frederick County. Call 2-1-1 to schedule an appointment from January to April.

Prosperity Savings Accounts

For every $1 saved in this program, Prosperity Savings Accounts add a $3 match to the savings so a saver can go to college, start a business or buy a house. Or, they could purchase a car with a $1 savings match. To learn more, please contact a United Way representative at 301-663-4231.

Free Financial Coaching

The MyBudgetCoach program helps families and individuals improve their ability to budget and make well-informed financial decisions. The coach and member meet for 12 monthly sessions, with each session covering budgeting techniques, financial management and goal attainment strategies. If you are interested in this free program, please contact a United Way representative at 301-663-4231.

Credit Cafe

The Credit Cafe is a free event which offers personal credit counseling and practical tips on how to build and maintain a favorable credit score. The ultimate goal is to educate and encourage people to reduce debt, build savings and increase credit scores. Contact Interfaith Housing Alliance at 301-662-4225 to make a reservation for this event.

Free Financial Education

In partnership with the Financial Literacy Coalition, free financial education classes are offered throughout Frederick County. A calendar of events can be viewed at