Public Housing

Our public housing program allows over 240 families/seniors an opportunity to live in safe, decent and affordable housing located in one of our communities: Carver Apartments, Lincoln Apartments, Catoctin Manor and our scattered site townhomes.

We are proud of this offering of truly affordable housing (residents pay about 30 percent of their income in rent). Integral to this housing opportunity are the services offered to each resident, inviting them to live healthy, stable, and prosperous lives.

Our Carver community was built in 1952 and is located next to our main office on Madison St on the South end of Frederick across from Lincoln Elementary School. This family-oriented community offers at total of 60 units including a mix of 1-, 2-, 3- and 4-bedroom units, along with on-site maintenance, off-street parking, a playground, a community garden, and community center. The apartment complex is located approximately five blocks from downtown Frederick.

Constructed in 2007 as senior public housing, Catoctin Manor was established as part of HUD’s HOPE VI program, an effort dedicated to revitalizing seriously distressed public housing neighborhoods. This program utilized grants to breathe new life into communities by introducing mixed-income housing options and an array of social and community services. Situated within walking distance of the historic downtown area of Frederick, Catoctin Manor features 23 units, encompassing a combination of one and two-bedroom residences. The building incorporates solar panels and provides residents with the convenience of on-site maintenance, off-street parking, access to a community garden, and a community center.

Our Lincoln community was built in 1941 and was modernized in 1991. It is located in the center of Frederick on South Bentz St and consists of walk-up style apartments. This family-oriented community offers at total of 50 units including a mix of 1-, 2-, and 3-bedroom units, along with on-site maintenance, a playground for small children, a community room and is less than a block away from Mullinex Park which has a public pool. Lincoln was the first of HACF’s public housing communities to be constructed. The apartment complex is located approximately four blocks from downtown Frederick.


Due to the overwhelming demand for affordable housing in the Frederick area, the Public Housing waiting list is currently closed for applications. However, we invite you to apply as soon as the waiting list reopens.

Waiting List

We’ve introduced a convenient way to check the online waiting list which will provide you with up-to-date information. Please keep in mind that the position numbers are subject to change based on your application preferences. To check your status click here.

Updating Your Contact Information:

When a Public Housing unit becomes available or when the waiting list is being updated, ensuring we can reach you is crucial. If we cannot reach you, your application may be withdrawn. If your contact information has changed, click here to make the necessary changes.

Important Note to Applicants:

If you previously applied for Public Housing and your application status displays as “withdrawn,” please note that you can only reapply when the waiting list is open. We encourage you to stay connected with us for future opportunities.

Resident Councils

In each HACF public housing community, a Resident Council assumes leadership and representation. These councils offer residents a platform to collectively identify and propose positive changes for their communities. By working together and enhancing communication between HACF staff and the local community, the councils contribute to the betterment of their communities.


Frequently Asked Questions (FAQs) about HACF’s Public Housing Program

The Public Housing Program provides safe and affordable rental housing to low-income families, seniors, and individuals with disabilities.

HACF manages and maintains housing developments. Qualified applicants rent units in these developments at a reduced cost based on their income.

Eligibility is based on income and family size. Generally, applicants must have a low income as defined by the HACF.

When the waiting list is open, you can fill out an application online or obtain an application at 209 Madison Street, Frederick, MD  21701. Fill it out accurately and completely, and submit it to the HACF. You may need to provide documentation of income, citizenship, and other factors.

Rent is typically set at 30% of your adjusted gross income. HACF will consider  deductions for dependents, elderly or disabled family members, childcare expenses  and certain medical expenses.

You can express your preferences, but housing options are based on availability and  your family's size.

Some PHAs have limits on assets or property ownership, but these rules can vary.  Check with your local PHA for specific guidelines.

Yes, you can be evicted for reasons such as failure to pay rent, violations of the lease  agreement, or criminal activity. HACF will follow specific eviction procedures.

Yes, HACF does have a Pet Policy which may allow pets with certain restrictions.

There is no time limit for how long you can stay in Public Housing, as long as you meet  the income and eligibility requirements.

Yes, if you meet certain criteria and if there are available units.

Yes, you can apply for other housing assistance programs like the Housing Choice  Voucher Program (Section 8) if you meet their eligibility criteria.

Yes, HACF offers supportive services through the Family Services Department such as  job training, educational programs, and childcare services.

The Housing Authority of the City of Frederick is located at 209 Madison Street,  Frederick, MD 21701. Office 301-662-8173 Fax 301-663-1464

Contact HACF’'s management office to address concerns or problems with your  housing. They should be able to assist you or direct you to the appropriate resources.

Maintenance Requests

Committed to the safety and upkeep of your housing, our maintenance team is available 24 hours a day to respond to emergencies. The maintenance staff are highly skilled professionals who excel in various aspects of building and grounds maintenance, ensuring your living spaces receive the utmost care.

Public Housing Forms

Find access to all essential Public Housing forms and documents below: